Have a look at these Mauritian Insurance companies’ websites.
Note the traditional products still offered (e.g. Defined Benefit Pension solutions for corporate clients) as well as the various savings and risk product combinations, life cover with amounts paid back to the policyholder throughout the life of the policy (types of endowment cover).
Compare this to the commonly available South African products, which has moved to separate savings and risk products over the last number of years.
Though it seems some of these savings-risk combination products have been brought back to life in SA, consider the “get-your-premium-back” Life insurance being marketed.
La Prudence: http://www.laprudence.com/default.aspx#